Banking/Loans
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Banking & Loans
Everyday Bank Accounts, Savings Accounts, Reclaiming Bank Fees, Your Credit Rating and more......
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Savings Accounts
The highest paying instant access savings accounts
Are you earning 5.75% or more on your savings with instant access? Is a savings account the best place for your money? Make sure your money is working as hard as it can for your individual needs by reading this article.
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Everyday Transaction Bank Accounts
Your transactional account should be fee free and earn you interest
Are you getting fee free transactions on your transaction account and earning interest? Fancy getting paid when you use your debit card or make a BPAY payment? At the very least you should never be paying account keeping fees for your account. Check out what's available in Australia - updated monthly.
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Got a Home Loan AND Savings Account - You're Mad!
You could be earning 5%+ on your savings, tax free
Don't put your money in a savings account if you've got a home loan as you're giving money to the tax office when you could be keeping it yourself. By using your home loan as a savings account you get a market beating rate and you avoid paying tax on the interest! Plus you can access your savings whenever you want.
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Reclaiming & Avoiding Bank & Credit Card Fees
Tips on reclaiming and avoiding these unfair fees
It's easy enough to go overdrawn at your bank or forget to pay a credit card bill. Before you know it you are charged a huge penalty fee of up to $50. You should always challenge your bank over any unfair penalty fee and demand a refund. For details on how to reclaim these fees and avoid them in the future, read on.
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Your Credit Rating
What is a credit rating/credit score and how does it work?
Do you know how a company assesses you when you apply for things such as home loans, credit cards and even mobile phones? Did you know you have a credit file and you can access it for free? Want to improve your credit score?