Home Loans

Home Loans - Get The Best Deal

Save big money by using comparison sites and brokers

Reduce your home loan rate by just 0.1% and you can save thousands of dollars over the life of a loan.  So don't go to your nearest bank for a home loan - use the comparison site & mortgage broker method to get the lowest interest rate and save yourself a fortune.

Offset Account & Redraw Home Loans

A ‘must have’ for mortgage owners with savings

Offset accounts and redraw facilities are becoming more popular and for a good reason - they can help you reduce your interest payments by hundreds or thousands of dollars. They also work as a great savings account earning you a fantastic tax-free rate of return.

Got a Home Loan AND Savings Account - You're Mad!

You could be earning 5%+ on your savings, tax free

Don't put your money in a savings account if you've got a home loan as you're giving money to the tax office when you could be keeping it yourself.  By using your home loan as a savings account you get a market beating rate and you avoid paying tax on the interest!  Plus you can access your savings whenever you want.

Refinancing Your Home Loan

Save thousands by easily moving your home loan to a new provider

Have you compared your home loan interest rate against the current best deals? Want to know the cost of switching?

Your Credit Rating

What is a credit rating/credit score and how does it work?

Do you know how a company assesses you when you apply for things such as home loans, credit cards and even mobile phones?  Did you know you have a credit file and you can access it for free? Want to improve your credit score?